Terms and Conditions

Agreement to Terms

By accessing and using our financial coaching services, you agree to be bound by these terms and conditions.

Your continued use of our services constitutes acceptance of any updates to these terms.

Definitions

For the purpose of these terms, the following definitions apply:

• Services: Financial coaching, education, and related services provided by Agencykolverin
• User: Any individual who accesses or uses our services
• Content: All materials, information, and resources provided through our services
• Platform: Our website, applications, and digital interfaces

Use of Service

You may use our services for lawful purposes and in accordance with these terms.

Permitted Use

• Accessing coaching materials and resources
• Participating in coaching sessions and programs
• Communicating with coaches and support staff

Prohibited Use

• Sharing account access with unauthorized users
• Copying or distributing proprietary content
• Using services for illegal or fraudulent activities
• Interfering with platform security or functionality

User Responsibilities

As a user of our services, you are responsible for:

• Providing accurate and complete information
• Maintaining the confidentiality of your account
• Making informed decisions about your investments
• Complying with applicable laws and regulations

Intellectual Property

All content, trademarks, and intellectual property on our platform are owned by Agencykolverin or our licensors.

You may not reproduce, modify, or distribute our content without written permission.

Privacy

Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your personal information.

Disclaimers

Our services are provided for educational purposes only and do not constitute professional financial advice.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages.

Our total liability shall not exceed the amount you paid for our services.

Indemnification

You agree to indemnify and hold us harmless from any claims arising from your use of our services.

Dispute Resolution

We encourage resolving disputes through direct communication first.

Termination

We may terminate or suspend your access to our services at any time for violation of these terms.

Upon termination, your right to use our services will cease immediately.

Governing Law

These terms are governed by the laws of Australia and the jurisdiction of Australian courts.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will remain in full force.

Entire Agreement

These terms constitute the entire agreement between you and Agencykolverin regarding our services.

Changes to Terms

We may modify these terms at any time by posting updates on our website.

We will notify users of material changes via email or website notice.

Contact Information

If you have questions about these terms, please contact us using the information provided.